Understanding Data Breaches

Learn what data breaches are, how they happen, and how to protect yourself.

What is a Data Breach?

A data breach occurs when sensitive, protected, or confidential information is accessed, disclosed, or stolen by an unauthorized individual. This can include personal information like names, email addresses, passwords, credit card numbers, and social security numbers.

Breaches can affect anyone who has shared their information with a company or service that later experiences a security incident. Even organizations with strong security measures can become victims of sophisticated attacks.

How Data Gets Breached

Phishing Attacks

Attackers send fraudulent emails or messages that appear legitimate, tricking users into revealing login credentials or downloading malware.

Weak Passwords

Simple or reused passwords can be easily guessed or cracked using automated tools. Once one account is compromised, others using the same password follow.

Software Vulnerabilities

Unpatched software or systems with security flaws can be exploited by hackers to gain unauthorized access to databases and servers.

Insider Threats

Current or former employees with access to sensitive data may intentionally or accidentally expose information.

Malware & Ransomware

Malicious software can infiltrate systems to steal data or encrypt files, demanding payment for their release.

Common Types of Exposed Data

Email AddressesPasswordsNamesPhone NumbersPhysical AddressesIP AddressesCredit Card NumbersSocial Security NumbersDates of BirthSecurity QuestionsEmployment InfoMedical Records

How to Protect Yourself

Use Strong, Unique Passwords

Create passwords with at least 12 characters, including uppercase, lowercase, numbers, and symbols. Never reuse passwords across different accounts.

Enable Two-Factor Authentication

Add an extra layer of security by requiring a second verification step, such as a code sent to your phone or generated by an authenticator app.

Use a Password Manager

Store all your passwords securely in an encrypted vault. This makes it easy to use unique, complex passwords for every account.

Be Cautious with Emails

Verify sender addresses, avoid clicking suspicious links, and never provide sensitive information through email. When in doubt, contact the company directly.

Keep Software Updated

Regularly update your operating system, browsers, and applications to patch security vulnerabilities that attackers could exploit.

Monitor Your Accounts

Regularly check your accounts for suspicious activity. Set up alerts for login attempts and review bank statements for unauthorized transactions.

What to Do If Your Data is Breached

  1. 1Change your password immediately for the affected account and any other accounts using the same password.
  2. 2Enable two-factor authentication if not already active.
  3. 3Monitor your financial accounts and credit reports for unusual activity.
  4. 4Consider placing a fraud alert or credit freeze with credit bureaus.
  5. 5Be extra vigilant about phishing attempts that may use your leaked information.